College fees – two words that can strike terror in the heart of any parent. Today students do not have the means (parental or otherwise) to fund either tuition fees, course materials, or gen
Section 80 E defines Education Loans
Deutsche Postbank may Disburse Home Loans
The Department of Post in said to be in talks with Deutsche Postbank (Deutsche Bank subsidiary) to enter into the housing finance business.
According to the arrangement, the loan disbursal
Loan Against Property 101
Loans against property (LAP) are also commonly known as mortgage loans. It’s a type of loan where
The Role of CIBIL
Nowadays when we discuss loans whether as a borrower or as a lender we find mention of a new term – CIBIL. “Credit Information Bureau (India) Limited”. CI
How Important is Travel Insurance?
It’s vacation time and Indians are traveling like never before. Even the best planned vacations can be interrupted by glitches and emergencies. You could lose your luggage. You could slip or
The Car that you can afford
Question: Can you afford to purchase a new car?
Another question: if you can indeed afford it, how much exactly can you afford? Which, in turn, pops up another question – What can you afford
How is LAP different from PL?
If you can spend a little more time in processing and documentation, a cheaper loan than Personal Loan (PL) is a Loan against Property (LAP). LAP is
Loan against Property or Home Loan
A loan against property is given against an existing property of the customer while a normal home loan is a loan given for the purchase of a property.
Documents required for LAP
The documents required while applying for loan against property are similar to those of home loan expect for three additional documents. The documents required will vary from bank to bank.
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Fees & charges for LAP
Very often we fail to read the fine print in a loan document. If you intend to make comparisons with other types of loans, it is necessary to take into account these charges to arrive at the