Plot loans or ‘land’ loans are taken to acquire a piece of land. A house can be constructed at a later date. It is very important to look into the land title before you decided to invest in
Huge debts…Cheque Bounces…am I eligible for a Loan?
I have a very bad credit records for various reasons. Currently, I have loans amounting to Rs. 15, 00, 000, in spite of the fact that my wife and I earn pretty well.
These debts have accumu
The Right Home Loan Tenure
Choosing home loan tenure is an as important option as choosing an interest rate for the loan or focus on repayment and prepayment options.
In the recent times, choosing the right tenure
Govt Launches Amnesty Scheme for Stamp-duty Evaders
The Government of Maharastra launched an amnesty schemes for those buyers People who evaded stamp duty on their property purchase agreements.
These buyers can regularize their transactions
Service Tax applicable on Flats
The State Government has levied a service tax of 4.5 per cent service tax on flats in new buildings bought after June 20, 2006. This is yet another cost, following the levy of VAT.
Flat Owners Now to Pay VAT to Builders
The latest entrant in the list of costs involved in buying is that VAT or the Value-Added Service Tax.
A VAT of 5 percent will be slapped on builders, which will eventually be paid by the b
Luxury in cars, facility in Finance!
One sector which has been moving steadily on the growth trajectory is luxury cars. Remaining almost unaffected by the vulnerability of stock markets, emerging signals of industrial slowdown,
Should I PrePay My Personal Loan?
Personal Loans are loans taken to meet any type of personal expenses e.g. medical, marriage, family function, education, vacations, travel, home purchase, improvements etc. No security is ne
Home Improvement, Extension Loan
Home improvement or home-extension loans are available for the purpose of repairing/extending the existing house.
It is advisable to take advice from professionals such as an architect or a
Loans & Taxes
Loans are generally assumed to be a risky liability as the generally individuals avail loans more than what they can bear. A loan, by itself, is never risky; it is only