Month: January 2010

Before going in for a personal loan you should budget your loan requirement and should allocate which expenses will be met from this loan.

You have to factor in few aspects before customizi

The RBI has recently expressed its concern about the teaser loans, stating,

“In the area of housing loans, teaser rates are increasingly being offered which is a cause for concern. I hope b

A common question that is asked these days by home loan borrowers is – Should I prepay my home loan? The trigger for this question normally arises because the loan consumer has some windfall

I was pleasantly surprised to receive a call from Raj Gupta, who has been a close friend since my CA days. But bigger surprise unfolded when he told me that he had won an argument with his w

One fine morning when I was relaxing in the jogger’s park after my routine jog, I met my  old banker friend who happened to head the loan section of a leading private sector bank.

After exc