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Month: April 2021

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Buying Real Estate? Wait, Read This First!

Buying Real Estate? Wait, Read This First!

Investing in a pre-launch property is a good idea, but demands caution on part of the investor. Here’s why.

I got few tips from this article below. Everyone investing in real estate should

apnapaisa_admin 14/04/2021 General Read more

Tax Implications on Home-Savers

Tax Implications on Home-Savers

I want to take home loan of Rs.18 lacs and I have around Rs.7 lacs in my account. I have 3 options with me which are detailed below:

Option 1: I can use my personal savings towards buying t

apnapaisa_admin 14/04/2021 General Read more

Loan to Purchase Resale House Property

Loan to Purchase Resale House Property

Can I avail of loans on resale property?

You avail a loan on resale property if you buy directly from the builder or as a resale from another owner. It primarily depends on your income and

apnapaisa_admin 14/04/2021 General Read more

Tax Deduction Benefits on Stamp Duty and Registration Charges

Tax Deduction Benefits on Stamp Duty and Registration Charges

I have bought an under construction flat in September 2005. I paid stamp duty and registration charges at that time (i.e. during the year ended on March 31, 2006). The property will be ready

apnapaisa_admin 14/04/2021 General Read more

Construction Completion Proof for Income Tax Deduction

Construction Completion Proof for Income Tax Deduction

Is there any specific proof required for proving that the construction of a house property is complete? Is that proof required to be submitted along with the I-T return?

Various local autho

apnapaisa_admin 14/04/2021 General Read more

Tax Exemption Benefits on Loan to Buy a shop

Tax Exemption Benefits on Loan to Buy a shop

I intend to take a loan to buy a shop and give it out on rent. Are any tax benefits available in respect of the repayments on such loan?

In this case, the shop will be treated as a “house p

apnapaisa_admin 14/04/2021 Loans Read more

Why is a ‘No Objection Certificate Required’?

Why is a ‘No Objection Certificate Required’?

Why is an NOC required from the building or society?

In states like Maharashtra, the flat owner and the owner of the land on which the flat stands are not the same. The flat owner is given

apnapaisa_admin 14/04/2021 General Read more

Tax Exemption on Home Loan taken against Fixed Deposit as Security

Tax Exemption on Home Loan taken against Fixed Deposit as Security

Recently, I purchased a house property. I took a loan from the bank against the security of the fixed deposit kept with the bank by my wife. The rate applicable on such loans is lower than t

apnapaisa_admin 14/04/2021 General Read more

Tax Deduction Benefits upto Rs. 1.5 Lacs for Co-Owners

Tax Deduction Benefits upto Rs. 1.5 Lacs for Co-Owners

My spouse and I are joint owners to a flat used for self-occupancy. We are co-borrowers to a home loan we have taken from the bank. Will the limit of Rs.1, 50, 000 apply individually to both

apnapaisa_admin 14/04/2021 General Read more

CHB to build 2,500 houses in New Raipur

CHB to build 2,500 houses in New Raipur

Chhattisgarh Housing Board (CHB) is planning to build about 2500 houses of different types at the proposed site of the new capital. The board will invest Rs 3,000 crore for this first housin

apnapaisa_admin 14/04/2021 General Read more
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