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A personal loan is a collateral-free loan, and lenders thoroughly verify your loan repayment capacity and intent. Lenders need to ensure that everything is in order. Therefore, they issue a personal loan sanction letter before issuing the final loan agreement.
Credit cards help in multiple ways. It allows you to shop big and pay in easy installments. Lending institutes also offer loans on credit cards. Companies like Cred provide attractive offers and discounts on credit card bill payments. Hence, you can meet immediate needs
Credit cards allow users to shop now & pay later either in full or part payment. Regular credit card bill payments boost your credit score, and your eligibility for loan approval strengthens. However, credit cards are not free of flaws, and every cardholder should know them.
State Bank of India (SBI) has reduced its benchmark rate State Bank Advance Rate (SBAR) by 0.25 per cent, from 12.75 per cent to 12.50 per cent, with effect from February 16, 2008.
The redu
Searching and applying for a home loan could be daunting, with hundreds of products flooding the market. It would help if you considered various aspects like interest rates, availability, eligibility, processing charges, etc.
Credit cards allow users to shop now & pay later either in full or part payment. Regular credit card bill payments boost your credit score, and your eligibility for loan approval strengthens. However, credit cards are not free of flaws, and every cardholder should know them
Today all banks try to induce potential customers to switch from one credit card to another by offering balance transfer that too at a cheaper rate.
It’s hard to make money but its harder to preserve it. If you earn money but don’t invest it properly, inflation will erode your wealth. To preserve it, your funds should at least earn a rate of return that can beat the inflation rate. Everyone wants to maximize their returns on investment without capital erosion.
