The economy is changing and jobs that did not exist a year ago have become widely popular nowadays. It may so happen that upcoming jobs may not provide salary slips. If you are a freelancer, run a business, or are
Why Timing Matters When Applying for Business Loans?
All businesses, whether multinational corporations or small businesses operating from their house basement, need funds to grow. Usually, friends or family cannot cover the huge amount of money that businesses need, so your best option is to apply for business
10 Factors that Matter when Applying for a Loan Against Property
A loan against property is a kind of secured loan, where a borrower pledges their existing property to obtain a loan from a lender. It is an ideal loan option for individuals with mediocre credit scores who want to avail
Strategies to Get Out of Debt in Real Life?
Debt can be a significant stressor and depreciate your quality of life. Unpaid debts also limit one’s financial goals. While one may be aware of the negative implications of racking up debts, in today’s consumerist society, it may be hard
A Snapshot of Government Loan Schemes in India for Women Entrepreneurs
Historically, women have been barred from pursuing their passion because it was believed that their one true calling should be to cook and clean. Long gone are those days, however, due to its trickle-down effects and the lack of adequate
Understand Home Loan Process in 8 Steps
Buying a house is a dream for many. However, with the rising costs of home ownership, it has been increasingly difficult for individuals to buy houses without taking a loan. A home loan, also known as a mortgage loan, allows
How to get Business Loan without ITR?
When applying for online business loans, one of the most important documents that you have to submit to the lenders is an ITR. ITRs help lenders determine the profitability of the business and assess if the business owners can pay
Loan Against Property: Should you go for Overdraft or EMI?
If you need money and own some property, then you can get a loan against property i.e. by mortgaging it with a bank. Banks typically lend anywhere between 40-60 percent of the property’s market value. Here, you have two choices
Is it the Right Time to Refinance Your Home Loan?
Refinancing a loan means availing of a new loan to pay off the existing loan amount. The new loan may have a different tenure or interest rate. Loan refinancing is an attempt to negotiate better terms from your lender. Your
A Comprehensive Guide on Contactless Credit Cards
Did you ever imagine that technology would advance so much that you would be able to make card payments without swiping or punching them? Contactless credit cards are revolutionizing India’s payment system. You can make payments without entering any PIN.