
Axis Home Loan
Get your dream house with quick loan processing at affordable interest rates
Loan Details
Interest Rate
8.75% onwards
Processing Fee
10000 + GST
Prepayment
Charges
Nil
Tenure
Up to 30 years
- Eligibility Factors
- Documents Required
- Loan Verification Process
- Rate of Interest
IDFC First Bank Home Loan
a. Age- 21 to 60 (or superannuation)
b. Credit score- 730 and above
c. Employment type- Self-employed or Professionals
d. Minimum net income (monthly)- N/A
e. Work experience-N/A
➔ Duly filled in and signed Axis Bank Home Loan Application Form
➔ Proof of Identity
➔ Proof of Address
➔ Proof of Age
➔ Signature Proof
➔ Proof of income
➔ Lease Rental Discounting
➔ Loan Agreement & Annexures
➔ Sanction letter
➔ TDS challan or bank statement reflecting the same
➔ Processing fee cheque in the name of the bank
➔ National Automated Clearing House (NACH) mandate/SI form and SPDC
★ Time
taken
The bank usually takes 7-10 business days to process your loan application
★ Process
The bank will ask for several documents to verify your financial background
★ Attestation
The bank may need you to submit various attested documents, the list of which would be given to you beforehand
The bank usually takes 7-10 business days to process your loan application
★ Process
The bank will ask for several documents to verify your financial background
★ Attestation
The bank may need you to submit various attested documents, the list of which would be given to you beforehand