Card FAQs
What are the various modes through which I can make my payment?
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan…Know More
Can I link multiple bank accounts to my Debit Card?
Yes. Multiple bank accounts can be linked to a single Debit Card. However, not all banks allow that and so, it’s prudent to check with your issuing bank first…Know More
Is there an Overdraft facility on a Debit Card?
Yes. Some banks allow you to overdraw above your balance in your account. This depends on your bank and the kind of…Know More
Do I need a good credit score to get a Debit Card?
No. All you need is a bank account…Know More
What are Contactless Debit Cards?
Contactless Debits Cards are those cards which make use of Radio Frequency Identification (RFID) or Near Field…Know More
What is a Card Replacement Fee?
Card Replacement Fee is a fee charged by banks to replace your debit card with a new one. Some banks don’t charge…Know More
How do I pay my Credit Card bill?
You can pay your Credit Card Bills using billdesk, net banking, mobile banking, mobile app and/or via third-party platforms. You can also pay them offline by submitting…Know More
Do all Credit Cards feature an annual fee and joining fee?
No. Not all banks charge an annual fee and/or a joining fee on their Credit Cards. Basic Credit Cards usually don’t attract any joining or annual fees…Know More
Is my Credit Limit fixed forever?
No. Card issuers revise the Credit limits periodically. This is done taking into account the card holder’s payment history. Good repayment history can lead to…Know More
What is the minimum amount due?
Banks give cardholders an option to pay only a small portion of the total amount due, after which they will not charge a late fee…Know More
Do credit cards offer protection against fraud?
Every Credit Card comes secured with a chip and PIN. Thus, making them highly secure. OTP to verify payments during online transactions…Know More
Do all Credit Cards feature an annual fee and joining fee?
No. Not all banks charge an annual fee and/or a joining fee on their Credit Cards. Basic Credit Cards usually don’t attract any joining or annual fees…Know More