Want to avail of a loan? Wondering if you are eligible for the loan? Take a look at your financial report card. Credit scores are an important aspect of personal finance. It is a numerical representation of your creditworthiness, or
How Much Money Should I Spend on EMIs?
With the increasing trend of purchasing big-ticket items like houses or cars via EMIs, it is important to evaluate how much money one should allocate toward monthly settlements. Loans are a long-term commitment, especially home loans, and the repayment tenure
What is the Minimum Credit Score Required for Loans?
Want to apply for a loan? Wondering if you can repay your dues comfortably? A credit score is a three-digit number that reflects the repayment capacity of an individual. It ranges from 300 to 850, with higher scores indicating better
How to Improve Your Credit Score After Settled Status?
Credit scores are like your financial report cards. A good CIBIL score can aid in getting low-interest rates, determine your eligibility to avail of loans, and credit cards, and even help with securing rental agreements. If you pay all your
7 benefits of a good credit score
The credit score determines your financial health. For a borrower, it is a mark of creditworthiness. For a lending institution, it is a mark of credit risk. India’s average credit score in FY22 was 715. The score is not terrible,
7 Ways To Build Your Credit Score Without A Credit History
A good credit score helps to achieve financial stability in today’s time. If you did not know, a credit score is a number that shows banks or lenders how creditworthy you are as a borrower. Your credit score leans on