Frequently Asked

Questions

Frequently Asked

Questions

General FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Not paying a single EMI might not have a significant impact on your Credit Score. That said, failing to pay multiple EMIs will reduce your credit score and also increase your outstanding deb... Know More

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Loans FAQs
A Personal Loan is a short to medium term loan that needs minimum to no paperwork and can be availed at short notice. The primary benefit of a Personal Loan is its flexibility of end-use. Of... Know More
Family members including spouse, parents, siblings and/or children can jointly apply for a Home Loan. The benefits of a joint Home Loan is that the combined income of the members can help in... Know More
Your maximum eligible loan amount is affected by the following factors. The higher your income, the higher the loan amount you are eligible for. In the event that you are already paying an... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Couples belonging to the DINK (Double Income No Kids) category can easily apply for a joint Personal Loan. Your combined income will improve your purchasing power significantly, thereby maki... Know More
There are countless number of Personal Loan offers available today. While the thought of navigating through this endless plethora of offers may seem daunting, the following pointers should e... Know More
Not paying a single EMI might not have a significant impact on your Credit Score. That said, failing to pay multiple EMIs will reduce your credit score and also increase your outstanding deb... Know More

View More
Card FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Yes. Multiple bank accounts can be linked to a single Debit Card. However, not all banks allow that and so, it’s prudent to check with your issuing bank first.... Know More
Yes. Some banks allow you to overdraw above your balance in your account. This depends on your bank and the kind of account you hold. That said, not all Debit Card holders are availed of an ... Know More
No. All you need is a bank account.... Know More
Contactless Debits Cards are those cards which make use of Radio Frequency Identification (RFID) or Near Field Communication (NFC) technologies to secure transactions. You can make a payment... Know More
Card Replacement Fee is a fee charged by banks to replace your debit card with a new one. Some banks don’t charge a fee to replace damaged cards, and only charge in case of a lost card. This... Know More

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Investment FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Mutual funds are the way for a common man to secure the future.... Know More
You can either invest a lump sum amount or start an SIP for your spouse or work out a plan to invest together. Many brokerages offer joint holding account for mutual funds (MFs).... Know More
These can be between two individuals or a maximum of three account holders.... Know More
Mutual funds offer professional investment management and potential diversification.... Know More
Yes. In case of a minor, the parents or legal guardian can open an account on their behalf.... Know More
No. You can have only one Regular Savings Accounts per bank. ... Know More

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Partner FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Other FAQs
You can start an FD with apnapaisa. You just need the capital in bank and with just your panCard and aadhar card, you can open FD.... Know More
Yes it is safe to open an FD with us. We make sure that you have a smooth process... Know More
Yes. In case of a minor, the parents or legal guardian can open an account on their behalf.... Know More
Up to Rs.10,000 earned as interest on your Savings Account balance is tax free under Section 80TTA. Amounts higher than that are subject to TDS.... Know More
No. You can have only one Regular Savings Accounts per bank.... Know More
No. Under BSBDA, the passbook is issued free of cost.... Know More
Yes. You can access your Savings Account via Phone Banking, Internet Banking, or by visiting an ATM.... Know More

View More
General FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More

View More
Loans FAQs
A Personal Loan is a short to medium term loan that needs minimum to no paperwork and can be availed at short notice. The primary benefit of a Personal Loan is its flexibility of end-use. Of... Know More
Family members including spouse, parents, siblings and/or children can jointly apply for a Home Loan. The benefits of a joint Home Loan is that the combined income of the members can help in... Know More
Your maximum eligible loan amount is affected by the following factors. The higher your income, the higher the loan amount you are eligible for. In the event that you are already paying an... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Couples belonging to the DINK (Double Income No Kids) category can easily apply for a joint Personal Loan. Your combined income will improve your purchasing power significantly, thereby maki... Know More
There are countless number of Personal Loan offers available today. While the thought of navigating through this endless plethora of offers may seem daunting, the following pointers should e... Know More
Not paying a single EMI might not have a significant impact on your Credit Score. That said, failing to pay multiple EMIs will reduce your credit score and also increase your outstanding deb... Know More

View More
Card FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Yes. Multiple bank accounts can be linked to a single Debit Card. However, not all banks allow that and so, it’s prudent to check with your issuing bank first.... Know More
Yes. Some banks allow you to overdraw above your balance in your account. This depends on your bank and the kind of account you hold. That said, not all Debit Card holders are availed of an ... Know More
No. All you need is a bank account.... Know More
Contactless Debits Cards are those cards which make use of Radio Frequency Identification (RFID) or Near Field Communication (NFC) technologies to secure transactions. You can make a payment... Know More
Card Replacement Fee is a fee charged by banks to replace your debit card with a new one. Some banks don’t charge a fee to replace damaged cards, and only charge in case of a lost card. This... Know More

View More
Investment FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Mutual funds are the way for a common man to secure the future.... Know More
You can either invest a lump sum amount or start an SIP for your spouse or work out a plan to invest together. Many brokerages offer joint holding account for mutual funds (MFs).... Know More
These can be between two individuals or a maximum of three account holders.... Know More
Mutual funds offer professional investment management and potential diversification.... Know More
Yes. In case of a minor, the parents or legal guardian can open an account on their behalf.... Know More
No. You can have only one Regular Savings Accounts per bank. ... Know More

View More
Partner FAQs
Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan... Know More
Other FAQs
You can start an FD with apnapaisa. You just need the capital in bank and with just your panCard and aadhar card, you can open FD.... Know More
Yes it is safe to open an FD with us. We make sure that you have a smooth process... Know More
Yes. In case of a minor, the parents or legal guardian can open an account on their behalf.... Know More
Up to Rs.10,000 earned as interest on your Savings Account balance is tax free under Section 80TTA. Amounts higher than that are subject to TDS.... Know More
No. You can have only one Regular Savings Accounts per bank.... Know More
No. Under BSBDA, the passbook is issued free of cost.... Know More
Yes. You can access your Savings Account via Phone Banking, Internet Banking, or by visiting an ATM.... Know More

View More