Frequently Asked

Questions

  • General FAQs
  • Loans FAQs
  • Card FAQs
  • Investment FAQs
  • Partner FAQs
  • Other FAQs

General FAQs

Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan..Know More

A Personal Loan is a short to medium term loan that needs minimum to no paperwork and can be availed at short notice...Know More

Personal loans are unsecured loans given without any collateral and can be used for many purpose.They give an individual a free hand in times of emergencies as they provide access to instan...Know More

Personal loans are unsecured loans given without any collateral and can be used for many purpose.They give an individual a free hand in times of emergencies as they provide access to instan...Know More

Personal loans are unsecured loans given without any collateral and can be used for many purpose.They give an individual a free hand in times of emergencies as they provide access to instan...Know More

Not paying a single EMI might not have a significant impact on your Credit Score. That said, failing to pay multiple EMIs will reduce your credit score...Know More

Loans FAQs

Your maximum eligible loan amount is affected by the following factors.The higher your income, the higher the loan amount you are eligible for. In the event that you are already paying an...Know More

Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan...Know More

Couples belonging to the DINK (Double Income No Kids) category can easily apply for a joint Personal Loan. Your combined income will improve your purchasing power significantly, thereby maki...Know More

There are countless number of Personal Loan offers available today. While the thought of navigating through this endless plethora of offers may seem daunting, the following pointers should e...Know More

Not paying a single EMI might not have a significant impact on your Credit Score. That said, failing to pay multiple EMIs...Know More

In addition to regular Home Loans, multiple Banks, NBFCs and Housing Finance Corporations (HFCs) provide different kinds of Home Loans for different purposes. It’s prudent to first...Know More

Card FAQs

Personal loans are unsecured loans given without any collateral and can be used for many purpose. They give an individual a free hand in times of emergencies as they provide access to instan...Know More

Yes. Multiple bank accounts can be linked to a single Debit Card. However, not all banks allow that and so, it’s prudent to check with your issuing bank first...Know More

Yes. Some banks allow you to overdraw above your balance in your account. This depends on your bank and the kind of...Know More

Contactless Debits Cards are those cards which make use of Radio Frequency Identification (RFID) or Near Field...Know More

Card Replacement Fee is a fee charged by banks to replace your debit card with a new one. Some banks don’t charge...Know More

Investment FAQs

Mutual funds are the way for a common man to secure the future...Know More

You can either invest a lump sum amount or start an SIP for your spouse or work out a plan to invest together. Many brokerages offer joint holding account for mutual funds (MFs).Know More

These can be between two individuals or a maximum of three account holders.Know More

Mutual funds offer professional investment management and potential diversification..Know More

Yes. In case of a minor, the parents or legal guardian can open an account on their behalf..Know More

Partner FAQs

Other FAQs

Yes it is safe to open an FD with us. We make sure that you have a smooth process..Know More

Yes. In case of a minor, the parents or legal guardian can open an account on their behalf...Know More

Up to Rs.10,000 earned as interest on your Savings Account balance is tax free under Section 80TTA. Amounts higher than that are subject to TDS...Know More

No. Under BSBDA, the passbook is issued free of cost..Know More

Anyone can. From resident individuals to private and public limited companies, from Hindu Undivided Families (HUF) to partnership firms. There’s no income/employment criteria and the applica...Know More

5 years. A tax-saving fixed deposit can be claimed as tax deduction under section 80C of the Income Tax Act, 1961...Know More