Frequently Asked
General FAQ's

How will my DBS Bank Home Loan eligibility be calculated?

An applicant’s loan eligibility is primarily based on three factors: ● The net monthly income of the applicant and the co-applicant. ● Existing loan obligations that the applicant already has. Typically, any bank would not be willing to give a loan if the loan obligation including the loan applied for, exceeds 50-60% of the net monthly income. ● The loan-to-value ratio is mostly 80% of the asset value for which the loan can be availed and 20% have to be arranged through other sources.