general-faq-67

Kotak Bank Personal Loans are offered for meeting planned and unplanned expenses like vacation expenses, home renovation projects, wedding expenses, school fees, or for purchasing consumer products. Additionally, a personal loan can be availed for improving your credit score. If you have maxed out your credit card, clearing its dues through a personal loan amount will give you the time to repay the loan within 1 to 5 years according to the tenure chosen by you.