Frequently Asked
General FAQ's

A Kotak Bank personal loan can be used for what purposes?

Kotak Bank Personal Loans are offered for meeting planned and unplanned expenses like vacation expenses, home renovation projects, wedding expenses, school fees, or for purchasing consumer products. Additionally, a personal loan can be availed for improving your credit score. If you have maxed out your credit card, clearing its dues through a personal loan amount will give you the time to repay the loan within 1 to 5 years according to the tenure chosen by you.