Frequently Asked
General FAQ's

Do I have to provide security or collateral to get a Kotak Bank personal loan?

No. Kotak Bank provides Personal Loan to applicants without the requirement of collateral or security. This means that the personal loan is one of the types of unsecured loans that banks offer to their customers. With the help of such loans, the customers are free from the trouble of arranging for collaterals like gold, shares, or property to get a loan for personal reasons. To process these loan applications, the bank relies on the applicant’s financial stability and income.