general faq

Friends and/or unmarried couples are not permitted to apply for a joint Home Loan…
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Yes. You can prepay your entire Home Loan or a portion of it in advance. Prepayment reduces the Principal amount, thereby reducing the monthly EMI…Know More

Your EMI due date is decided at the time of disbursal of the Axis Bank loan against property…Know More

Your EMI due date is decided at the time of disbursal of the Axis Bank loan against property…Know More

Since the Indian government encourages its citizens to invest in property, home loans, including Bajaj Finserv home loan, are eligible for tax deduction under section 80C up to Rs. 1.5 lakh…Know More

Choosing between the two kinds of interest rates depends on the current home loan interest rates. Under the fixed-rate scheme, the interest rate remains constant throughout the tenure, so ch…Know More

You can switch between a fixed or floating rate of interest on your Bajaj Finserv home loan during the repayment schedule. Be that as it may, you will be charged a transition expense by the…Know More

An individual is entitled to only one Bajaj Finserv Home Loan at a time for a property, as per the CERSAI mandate. However, opting for a balance transfer is a good option to get a higher amo…Know More

The maximum repayment tenure for Bank of Maharashtra Home Loan is 30 years or up to the age of 75 years at the time of loan maturity…Know More

The security required to avail Bank of Maharashtra Home Loan is an equitable/registered mortgage of house/property financed by the bank…Know More

EMI is equated to monthly installment, which is repayment of the amount of Bank of Maharashtra Home Loan on the particular date until the loan is paid…Know More

There are 6 different categories of schemes under Canara Bank home loan. These are: 1. Canara Bank Housing Loan 2. Canara Bank Home Improvement Loan 3. Canara Site Loan 4. Ca..Know More

One can repay the Canara Bank home loan amount over 30 years maximum, or till he/she attains 70 years of age…Know More

Yes, Canara Bank offers life insurance cover for customers under the Creditors Protection Plan, a group insurance scheme of Canara HSBC Oriental Bank of Commerce Life Insurance…Know More

It again depends on several parameters like credit score, monthly salary, employment type, and others. However, an individual can avail loan amount of as much as 6-times of his/her annual sa…Know More

You can use the Central Bank of India loan against property for personal or business requirements. However, there are a few exceptions. You are barred from using the loan for speculative act…Know More

To avail Central Bank of India loan against property, you can provide an EM/registered mortgage of an unencumbered residential house/flat, commercial/industrial property situated in metro/ur…Know More

You can give a personal guarantee to the joint/co-owner or partners/ directors of the property, depending on whether the Central Bank of India loan against property is taken as an individual…Know More

The property must be insured against fire, earthquake, riots, lightning, flood, and other calamities for its full value as required by the bank…Know More

There are zero charges if the borrower repays using his/her income sources. However, suppose another bank or financial institution takes over the loan account. In that case, prepayment charg…Know More

The repayment methods of the loan offered by the Cholamandalam bank are listed below:• Cash • Demand Draft • Post-dated Cheque…Know More

Yes, a customer can pre-close the Cholamandalam Loan against Property account on paying the principal outstanding amount of the home loan. For more details, visit Apnapaisa.com…Know More

NOC can be availed in case of loss or expiry date by making a payment of INR 500 via cash. If the NOC hasn’t expired, an indemnity bond is required…Know More

Yes, the Cholamandalam bank offers a top-up loan based on credit history and is subject to certain T&C. To check the availability, you can call at customer care number (1800-102-4565) of the…Know More

The eligibility for Loan against Property offered by Cholamandalam bank can be increased in specific ways listed as follows:• Clear the existing loans.• Increase the credit score….Know More

Yes, a borrower can always opt for a top-up on his/her existing home loan. One needs to leverage the overdraft facility under the Cent Home Double Plus scheme for loan top-up…Know More

No, there is no need for any guarantor to redeem a CBI home loan…Know More

No, it is not mandatory to have a co-applicant while applying for a CBI home loan. Nonetheless, if there are multiple co-owners of the property under consideration, it is mandatory to includ…Know More

Yes, it is quite easy to transfer the current outstanding home loan from another bank or financial institution to India’s Central Bank…Know More

CBI offers prepayment of loan amounts at no additional charges in case of the floating interest rate. Whenever one makes a prepayment, the outstanding balance of the principal amount reduces…Know More

While the loan amount will not be disbursed without property documents, you can get your home loan application pre-approved. This ensures that you start the search, knowing your budget and a…Know More

The maximum possible loan tenure for Citibank home loans is 25 years. If you have a shorter tenure, you can extend it, but subject to this limit. The interest rate may also increase if you o…Know More

You don’t have to apply as an individual to get a home loan. You can apply with your co-owner. In such cases, the bank may help you make a joint account for the home loan repayments. When yo…Know More

You can improve your credit score to demonstrate your repayment capability. Additionally, if you have high-earning family members, including them as co-applicants for the home loan improves…Know More

An applicant’s loan eligibility is primarily based on three factors: ● The net monthly income of the applicant and the co-applicant. ● Existing loan obligations that the applicant already…Know More

The interest rate on a home loan for any bank spans between the ranges specified by the bank. But, the applicant gets a choice between the types of interest. However, the rate of interest is…Know More

A good credit score is an indicator of regular payments by the applicant for previous loans or credit cards. Though, defaulting the payment once won’t make much of a difference to the score…Know More

Yes. In the case of a home loan, pre-payment of the loan amount can be made. There will not be any pre-payment charges in case of floating rate of interest. Although, charges will be levied…Know More

Yes, you can make a prepayment of your home loan in either part or full…Know More

Your immediate family members, such as your parents, spouse or children, can be joint borrowers…Know More

You can repay through cheques, FedNet – Internet Banking, Automated Payment through ECS, Mobile Banking, or Standing instructions at your bank…Know More

No, it is not a necessity to have a guarantor. Still, you need to mortgage your property as collateral against the loan…Know More

Three major factors affect EMI. 1. Principal Amount: The larger the principal value, the higher, will be the EMI value. 2. Rate of Interest: It is the rate at which a bank offers you the lo…Know More

You can apply at the HDFC home loan website https://www.hdfc.com. You have to fill in the necessary information, check the loan options and details in the “Offers” tab. Then you have to uplo…Know More

Under the self-employed professional category, doctors, advocates, chartered accountants, engineers, and similarly qualified professionals can apply. In the self-employed non-professional ca…Know More

The processing fee is 0.5% or Rs 3,000, whichever is higher for salaried and self-employed applicants. It is 1.5% for self-employed non-professionals. List of documents is charged at up to R…Know More

Factors that improve loan eligibility include, ● Improving credit score, ● Proper documentation while applying for the loan, ● Avoiding frequent job changes, ● Selecting shortlisted prop…Know More

● Not checking your eligibility before selecting the home loan amount. ● Not completing the application process in one go. ● Leaving out important documents while uploading. ● Not improvi…Know More

The repayment methods of loan are listed below: – Cash – Demand Draft – Post-dated Cheque…Know More

Yes, a customer can pre-close the loan account with the payment of the principal outstanding amount of the home loan. For more details, visit apnapaisa.com…Know More

NOC can be availed in case of loss or expiry date by making a payment of INR 500 via cash. If the NOC hasn’t expired, an indemnity bond is required…Know More

Yes, the bank offers a top-up loan based on credit history, and is subject to certain T&C. To check the availability, you can simply call at customer care number (1800-102-4565) of the bank,…Know More

You can avail of three types of Federal Bank Loan Against Property, depending on the purpose for which you want the funds: ● Term Loan ● Demand Loan ● Working Capital/Non-Funded Limits…Know More

Under the self-employed professional category, doctors, advocates, chartered accountants, engineers, and similarly qualified professionals can apply. In the self-employed non-professional ca…Know More

Factors that improve loan eligibility include, ● Improving credit score, ● Proper documentation while applying for the loan, ● Avoiding frequent job changes, ● Selecting shortlisted prop…Know More

● Not checking your eligibility before selecting the home loan amount. ● Not completing the application process in one go. ● Leaving out important documents while uploading. ● Not improvi…Know More

The repayment methods of loan are listed below: – Cash – Demand Draft – Post-dated Cheque…Know More

Yes, a customer can pre-close the loan account with the payment of the principal outstanding amount of the home loan. For more details, visit apnapaisa.com…Know More

NOC can be availed in case of loss or expiry date by making a payment of INR 500 via cash. If the NOC hasn’t expired, an indemnity bond is required…Know More

Yes, the bank offers a top-up loan based on credit history, and is subject to certain T&C. To check the availability, you can simply call at customer care number (1800-102-4565) of the bank,…Know More

The eligibility for a home loan can be increased in certain ways which are listed as follows: – Clear the existing loans. – Increase the credit score. – Improve CIBIL score. – Take a lon…Know More

A Karur Vysya Bank mortgage loan can be availed when you need credit for various reasons. They can be useful for personal needs like extending the residential or commercial property, higher…Know More

Residential and commercial buildings owned by Indian residents are eligible as collateral. Karur Vysya Bank Mortgage Loan will not be given against agricultural properties, factories, godown…Know More

When you mortgage your property, the bank takes possession of your property’s title deeds. They will be returned when you repay the Karur Vysya Bank mortgage loan…Know More

KVB will accept a suitable guarantor having sufficient net worth. However, it is not mandatory to get the loan unless the bank deems so…Know More

A credit score of 650 and above is generally accepted by Karur Vysya Bank. It’s always good to maintain a healthy credit score by repaying your debt in time. A credit score of 700 and above…Know More

Yes, Karur Vysya Bank provides top-up subject to credible repayment history related to the existing loan…Know More

Yes, the processing fee of 0.40% p.a. of loan amount + GST is levied on Karur Vysya Bank Personal Loan…Know More

The Maximum Karur Vysya Bank Personal Loan amount limit is Rs.40 lakhs…Know More

To get Karur Vysya Bank Personal Loan sanctioned quickly, you require possessing a good credit score along with all valid and authentic documentations…Know More

EMI of Karur Vysya Bank Personal Loan can be calculated using loan amount, interest rate, and loan tenure. Karur Vysya Bank calculator can be used for determining the precise EMI amount…Know More

Kotak Bank Personal Loans are offered for meeting planned and unplanned expenses like vacation expenses, home renovation projects, wedding expenses, school fees, or for purchasing consumer…Know More

No. Kotak Bank provides Personal Loan to applicants without the requirement of collateral or security. This means that the personal loan is one of the types of unsecured loans that banks off…Know More

Every applicant must submit their application form and the required documents, like address proof and residence proof, to ensure that their loan application details are furnished according t…Know More

Borrowers have the option of foreclosing their loans before the pre-decided date of maturity. For availing of this feature, the borrower must have paid 12 months of regular EMIs of his loan…Know More

Traditionally, Kotak Bank allows its customers to avail top-up loans on the current loan. For approving these personal loans, the borrower must submit the required documents after which, the…Know More

You can use the Lakshmi Vilas Bank Loan against Property to finance any of your requirements like weddings, medical emergencies, education, business expansion, or even renovation work in you…Know More

Many factors come into play while deciding the approved loan amount sanctioned to you. However, depending on the CIBIL score, property value, property location, type of property, etc., the b…Know More

Applying for the Lakshmi Vilas Bank Loan against Property is absolutely free. Nominal fees and charges are applicable only on successful disbursement of the loan. These include: – A process…Know More

Yes, you have the option to pre-close your loan account with Lakshmi Vilas Bank. Since the bank offers loans at a floating rate of interest, there are no foreclosure charges applicable for t…Know More

Yes, you can co-apply for the Loan against Property with your spouse. If your spouse or any other family member is earning well, co-applying with them can improve your eligibility and may e…Know More

You can borrow the loan to meet financial requirements related to: · Children’s education · Children’s marriage · Repayment of existing loans or takeover · Expansion of business · Purch…Know More

LIC requires the borrower to fulfil the following conditions for security: · Demand promissory note · Equitable or registered mortgage of residential property · The age of the property sh…Know More

You can repay LIC Loan Against Property through EMIs on a monthly rest basis. You can choose repayment tenure from 1 year to 15 years, depending on your repayment capacity…Know More

Yes. You need to ensure that the mortgaged property is insured against fire, earthquake, floods, riots or any other natural and human-made disaster specified by LIC. The insurance coverage s…Know More

The minimum amount you can borrow is Rs2 lakhs. The upper cap is Rs15 crores. However, the sanctioned amount depends on your age, income, repayment capacity, property value, age of the prope….Know More

Personal loans allow you to borrow money for personal reasons, such as an emergency, college, vacations, and other family needs, such as a wedding. Bajaj Finserv Personal Loans are available…Know More

Bajaj Finserv provides Personal Loans for a range of purposes. Personal loans may be used to meet urgent financial needs as well as to repay money for non-emergency personal expenses. Bajaj…Know More

Bajaj Finserv is a bank based in India. Personal Loans are not backed with any equity or security and are granted at the Bank’s discretion, depending on the borrower’s creditworthiness. Ther…Know More

Couples belonging to the DINK (Double Income No Kids) category can easily apply for a joint Personal Loan. Your combined income will improve your purchasing power significantly, thereby maki…Know More

You can avail the loan for the following needs: · Education · Repairs, extension and renovation of residential or commercial property. · Business credit · Purchase…Know More

The property should be in the name of the applicant or spouse/relative for individuals. In the case of companies, it should be in the name of partners, directors or proprietor. Agricultural…Know More

You can pay the loan through EMIs. The maximum repayment period is 12 years…Know More

The mortgaged property needs to be insured for its total value against both natural and human-made calamities during the period of advance as per the bank clause…Know More

The bank calculates the quantum of advance on several parameters such as: · Margin Requirement · Take-Home Pay of the borrower · Value of security · Repayment capac…Know More

By making any of your family members or spouse the co-applicant for your loan, you can easily increase eligibility to avail Dhan Laxmi Bank Loan Against Property with the power of combined i…Know More

No, you can only avail Dhan Laxmi Bank Property loan up to a tenure of 15 years which is the maximum loan tenure amount….Know More

Yes. You can pre-pay the entire Dhan Laxmi Bank Property loan at any preferred time after 6 months from the final loan disbursement date subject to the mentioned Foreclosure charges meant to…Know More

Any property that is completely constructed, which may be a residential property or commercial property, can be offered as collateral while applying for the Dhan Laxmi Bank Property loan amo…Know More

You can avail Dhan Laxmi Bank Property loan of up to 70 % of the property value…Know More

Yes, you can apply for an HDB Financial personal loan even if you have other loans running. Personal loans are usually given for meeting emergency financial needs. They are sanctioned based…Know More

Yes, HDB Financial Services allow you to change your EMI due date. All you have to do is submit the filled-out miscellaneous service request form and bank statements’ copies and tell why you…Know More

Getting a personal loan has many benefits over other credit sources. You can apply for HDB Financial personal loan for any financial emergency such as medical expenses, rent and school fee p…Know More

The minimum eligibility criteria for availing of HDB Financial personal loan is to be salaried or self-employed. Therefore, you will have to show that you have a steady income. If you make a…Know More

Maintaining a good credit history and opting for a longer tenure can lessen your interest payments. You can also prepay a part of the loan or foreclose it since that reduces the pending loan….Know More

HSBC Bank Loan Against Property is such a loan that can be availed by keeping property owned by you as a mortgage with the HSBC bank. Bank sanctions loan at a certain market property value….Know More

HSBC Bank Loan Against Property can be used for any personal or business purpose other than speculative. Major purposes include children education, medical emergency, wedding, vacation, busi…Know More

A rented residential property, self-occupied house or land under your ownership can be mortgaged to obtain HSBC Bank Loan Against Property. However, the property must be litigation-free. In…Know More

Before granting HSBC Bank Loan Against Property, HSBC bank considers a range of factors including income, spouse’s income value of the property, age, credit score and more to gain an idea ab…Know More

Yes, you can easily apply with a co-applicant to avail of HSBC Bank Loan Against Property by making your spouse or your family members your loan co-applicant….Know More

It is recommended to calculate IDBI Bank Personal Loan EMI before applying for a loan to make EMI payment affordable and hassle-free while ensuring sufficient cash liquidity for future spend…Know More

You can foreclose your IDBI Bank personal loan by submitting the preclosure form and paying the prepayment charges…Know More

No, you cannot get an IDBI Bank Personal Loan if you have a credit score below the prescribed credit score limit of 700, as specified by the IDBI. Not just IDBI but other banks also avoid pr…Know More

You can repay IDBI Bank Personal Loan by paying EMIs, via post-dated cheques or by signing an ECS mandate in favour of IDBI bank when the loan is disbursed…Know More

Yes, you can apply for IDBI Bank Personal Loan with a co-applicant to enhance the loan eligibility with the combined earning capability….Know More

Personal loans allow you to borrow money for personal reasons, such as an emergency, college, vacations, and other family needs, like a wedding. IDFC FIRST Bank Personal Loans are available…Know More

IDFC FIRST Bank provides Personal Loans for a range of purposes. Personal loans may be used to meet urgent financial needs as well as to repay money for non-emergency personal expenses. IDFC…Know More

IDFC FIRST Bank is a bank based in India. Personal Loans are not backed with any equity or security and are granted at the Bank’s discretion, depending on the borrower’s creditworthiness. Th…Know More

Allahabad Bank facilitates its customers with a prepayment option for Loans Against Property. However, there will be certain changes in the loan prepayment rules: The outstanding loan amoun…Know More

You can calculate EMI for loan against property using interest rate, loan amount, and loan tenure figures. It is best to use an Allahabad Bank loan against property calculator for determinin…Know More

You can make your partner or family member a co-applicant for your loan if they earn well. The inclusion of both of your salaries would help you increase your loan eligibility…Know More

Yes, you can foreclose against your loan at any time and pay no mortgage fees…Know More

Yes, the bank helps you to move your current loan in an easy and hassle-free manner. Transferring your loan balance to Allahabad Bank allows you to pay lower EMIs and save money….Know More

Yes, there will be a nominal processing fee applicable on Axis Bank personal loan. The processing charges will be around 1.5% to 2% of the total loan amount along with GST. The processing fe….Know More

Yes, you can foreclose your Axis Bank personal loan. However, to do that, you have to first clear all your outstanding dues. Start with clearing any pending amount and then request a foreclo…Know More

There are different ways to repay the EMIs of your personal loan. Some of them are: 1. SI or Standing Instruction: If you already have a salary/current/savings account in Axis Bank, you can…Know More

Yes, there will be a penal interest of 2% per month if you don’t pay your personal loan EMI on time…Know More

The loan against property can be availed against 75 to 90% of the property’s current market value. The mortgage loan is approved against the residential properties, commercial properties, re…Know More

Bajaj Finserv offers a flexible loan against property by opting for a co-applicant. The co-applicants for availing a higher loan amount can be spouse, brother, parents, and unmarried daughte…Know More

Yes, the insurance on the property is mandatory for the mortgage loan against the property. The insurance must cover any damage caused to the property due to natural calamities, fire, or any…Know More

The loan can be availed for both personal and business purposes. The personal reasons include healthcare or medical treatment, wedding, education, personal loans for down payment etc. It can…Know More

This feature allows availing the loan with an overdraft facility. This allows the borrower to borrow money depending on the requirement and pay interest only on the amount that has been util…Know More

Canara Bank facilitates its customers with a prepayment option for Loans against the property. However, there will be certain changes in the loan prepayment of rules – The outstanding loan…Know More

You can calculate EMI for Loans against property using interest rate, loan amount, and loan tenure figures. It is best to use a Canara Bank loan against property calculators for determining…Know More

Yes, you can pre-close the mortgage loan whenever you want. For pre-closure, borrowers are required to submit a written application to one of the Canara Bank branches…Know More

The maximum age for availing Canara Bank mortgage loan is 65 years, but the institution may consider exceptional cases for offering a loan against property to individuals ageing 70+ years. Y…Know More

Generally, Canara Bank considers the candidate’s income eligibility for offering a mortgage loan against rental property. However, the bank doesn’t consider the lease tenure for calculating…Know More

Yes, by making your family member or spouse co-applicant having a stable income, you can increase your eligibility to avail of Corporation Bank Loan Against Property (Union Bank)…Know More

No, there are no tax benefits on availing Corporation Bank Loan Against Property (Union Bank)…Know More

Yes, you can easily foreclose your Corporation Bank Loan Against Property (Union Bank) at nil charges in case your own sources have been used…Know More

Corporation Bank Loan Against Property (Union Bank) EMI can easily be calculated by using loan tenure, loan amount and interest rate. It is recommended to use the Corporation Bank Loan Again…Know More

The maximum repayment tenure is 20 years or up to the age of 70 years of the applicant at the time of loan maturity…Know More

Yes, it is possible to foreclose your DCB Bank Loan Against Property anytime you want with the 2% of foreclosure charges on outstanding balance…Know More

There are no additional/ hidden administrative charges involved in the process….Know More

Yes, there is a provision to transfer your existing loan against property to DCB bank. It is a hassle-free process which helps you to cut back on your EMI and save money…Know More

The maximum loan amount available to a borrower is based on the income statements and cash flows…Know More

Edelweiss bank processes your application form and checks the documents’ authenticity before sanctioning a loan amount based on your personal and professional details. This loan amount is al…Know More

Yes, your rate of interest can change during the tenure at the discretion of the bank. When processing your application, the bank decides the interest rate depending on the loan amount, the…Know More

Edelweiss Bank requires the applicant to have a co-applicant to the loan. According to the lender’s terms, every co-owner of the mortgaged property must be the co-applicant to the loan. If t…Know More

The following types of people and businesses can get an Edelweiss loan against property. Self Employed: Professional and non-professional self-employed individuals like lawyers, chartered a…Know More

Borrowers must know the date of the final disbursement. From this date, they are eligible to prepay the loan after 6 months. The prepayment amount should not be more than 25% of the outstand…Know More

Salaried and self-employed individuals or professionals can get the Fullerton India personal loan. However, this depends on meeting some other eligibility criteria such as age, income level,…Know More

You can avail of the loan amount up to 25 lakh. Also, it depends upon the person’s income, credit score, repayment history, etc…Know More

An applicant with a monthly income of more than Rs. 75000 income is fully eligible….Know More

You can foreclose your personal loan. We do not apply foreclosure charges on floating rate term loans provided to individual borrowers. The foreclosure charges are 7% after full payment of…Know More

A CIBIL score of 750 or above is required for a Fullerton India Personal Loan…Know More

The loan’s security will be the security interest on the property being financed and any other collateral or interim security, which HDFC may require…Know More

You can use the HDFC LAP for business expansion, wedding, debt consolidation, etc…Know More

HDFC Ltd. offers loan against property for a maximum tenure of 15 years…Know More

The HDFC loan against property EMI Calculator is an online tool that helps you calculate your monthly instalments to repay your loan…Know More

Personal loans allow you to borrow money for personal reasons, such as an emergency, college, vacations, and other family needs, like a wedding. HDFC Bank Personal loans are available in amo…Know More

HDFC Bank provides personal loans for a range of purposes. Personal loans may be used to meet urgent financial needs and repay money for non-emergency personal expenses. HDFC Bank provides l…Know More

HDFC Bank is a bank based in India. Personal Loans are not backed with any equity or security and are granted at the Bank’s discretion, depending on the borrower’s creditworthiness. There is….Know More

No, at this time, HDFC Bank only provides personal loans to salaried individuals that meet the eligibility requirements. Self-employed people, on the other hand, may be liable for a business….Know More

With an ICICI Bank personal loan, you can use the loan funds for different purposes. It provides you with the liberty to consume it for major life events like weddings. You can also avail of…Know More

You can apply for it on ICICI Bank’s official website. Alternatively, you can apply for it through Apnapaisa.com and opt for an easy and hassle-free application process. Moreover, you can ge…Know More

To apply with us, follow these steps. 1. Fill in all your personal details such as profession, current city, phone number, etc. Then, click on the proceed button. 2. To get a personalised…Know More

Yes, but you need to first complete a minimum of 12 instalments. After that, you are eligible to clear your entire outstanding amount in one go….Know More

Once you submit all your documents, it gets approved within 72 hours approximately…Know More

No. IDBI Bank does not offer tax benefits for loan against property. However, it provides a mortgage loan linked to the RBI Repo rate starting from 10.20%. IDBI Bank has its own IDBI Bank Re…Know More

The bank decides your loan amount depending on your repayment capacity. Factors like age, educational qualification, income, number of dependents, assets, spouse’s income, stability, liabili…Know More

The equitable mortgage by the memorandum of the entry (first mortgage of your property) will be your security for the loan. This will be financed in the normal way of depositing title deeds…Know More

You can pay the entire loan amount before the tenure only if: l Your loan is at a floating rate of interest. If it is at a fixed rate of interest, you will not be able to prepay your loan a…Know More

Make sure the property under consideration is duly insured. You must go through the requirements of the bank to see which insurances of the property are essential. These insurances must be a….Know More

The Allahabad Bank business loan can only be available by eligible traders, co-operative societies, individuals, or firms with the required documents. If a partnership firm applies for a bus….Know More

Co-operative societies, individuals, traders, and any firm that trades services and goods that are deemed lawful by the government of India are eligible for getting a business loan from Alla…Know More

The margins on an Allahabad Bank Business Loan is listed below. 30% on receivables will be charged up to 90 days 25% on term loans that the bank has sanctioned for acquiring tools, compute…Know More

Documentation charges change depending on the loan amount of the borrower. Listed below are the documentation charges for different loan amounts. These charges are subject to change at the b…Know More

Listed below are the supervision and inspection charges for different loan amounts at Allahabad Bank. These rates are applicable to change depending on the bank’s requirement. Up to Rs. 2,0…Know More

American Express provides fixed interest rates with APRs between 6.98% to 19.97%…Know More

American Express provides flexible repayment tenures ranging from 12 to 36 months….Know More

Once you have reviewed and accepted the terms of your American Express business loan, American Express will send your loan funds typically within 3 to 5 business days…Know More

There are no foreclosures charges applicable…Know More

No, American Express business loans do not provide membership reward points or other benefits that are available on American Express Card products….Know More

You can use the Andhra Bank personal loan to meet any personal financial requirements like travel, weddings, medical emergencies, etc., or any other personal expenses…Know More

The loan tenure for repayment of the loan is 5 years…Know More

Applying for the Andhra Bank personal loan is absolutely free. Nominal fees and charges are applicable only on successful disbursement of the loan. These include: – A processing fee of up t…Know More

The minimum eligible age is 18 years. The maximum age is one year before retirement…Know More

It is recommended to calculate Axis Finance personal loan EMI before applying for a loan to make EMI payment affordable and hassle-free while ensuring sufficient cash liquidity for future sp…Know More

You can foreclose your Axis Finance personal loan by submitting the pre-closure form, and there will be no prepayment charges….Know More

No, you cannot get an Axis Finance personal loan if you have a credit score below the prescribed credit score limit of 700, as specified by Axis Finance. Not just Axis Finance but other bank….Know More

You can repay Axis Finance personal loan by paying EMIs, via post-dated cheques or by signing an ECS mandate in favor of Axis Finance when the loan is disbursed…Know More

Yes, you can apply for Axis Finance personal loan with a co-applicant to enhance the loan eligibility with the combined earning capability…Know More

The applicant from a rural area is assigned a personal loan of up to 5 lakhs, while individuals from the metro can avail a loan of up to 10 lakhs…Know More

The borrower needs to be paying back the loan amount in the month after the month when the loan was disbursed…Know More

The bank offers a rate of interest starting at 10.50%, but this tends to vary depending on the credit score, repayment history and desired tenure, etc…Know More

After verifying all documents, personal loans will be disbursed to the applicant within 48 hours…Know More

Borrowers can avail of tenure ranging from 12 months to 5 years for repaying the loan amount…Know More

The maximum amount limit related to the Oriental Bank of Commerce business loan (Punjab National Bank) is 5 Crores…Know More

Bank of India offers you a Bank of India business loan from a minimum amount of ₹ 50,000 to a maximum amount of 5 Crores…Know More

Bank of India business loan limit is decided based on the analysis of credit history, annual profit, business stability, goodwill, age and more…Know More

Yes, the Bank provides a balance transfer facility on the Bank of India business loan…Know More

No, there is no compulsion to provide security or collateral to avail Bank of India business loan as the bank provides collateral-free loans up to a specific loan amount…Know More

You can avail Bank of Maharashtra business loan by either applying online, visiting the bank’s branch, or with the help of customer care…Know More

The Bank of Maharashtra business loan is to be paid in EMIs through either post-dated cheques, through bank debit, or Electronic Clearing System (ECS)…Know More

When you prepay the Bank of Maharashtra business loan, the outstanding principal loan amount will reduce. In this scenario, you may either reduce your loan tenure or keep the EMI the same or…Know More

There is more than one reason to calculate the Bank of Maharashtra loan EMI before taking a loan. By gaining clarity related to monthly EMI payments, it becomes easier to plan monthly expens…Know More

Yes, the Bank of Maharashtra checks credit scores while processing the Maharashtra business loan application to decide loan eligibility…Know More