Insurance on credit cards

A close friend of mine, Mr. Ramzan R. Motani has expired in the recent bomb blasts in July 2006. He had credit cards from HDFC/HSBC with an approximate due of Rs.22, 000. Reliable sources have informed us that is an,insurance,of Rs.2 lakh for personal accident. The bank hid this and did not issue a claim form. They said that the above mentioned case is not an accident case and are not issuing a claim form.


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