How to use Apnapaisa Personal Loan EMI Calculator?

Personal loans are unsecured loans. Hence, the interest rates on Personal Loans are relatively higher and their duration, considerably shorter.

Apnapaisa Personal Loan EMI Calculator is an ideal tool to assess your repayment capabilities and reach an EMI amount that you’re comfortable repaying. As soon as you enter the variables of your Personal loan, such as interest rate, loan amount and loan tenure, Apnapaisa Personal Loan EMI Calculator instantly fetches you the expected EMI. It’s available 24*7 and is completely free of cost.

You can use the slider to adjust the individual variables, or input your exact numbers directly. A pie chart depicting the breakup of the total payment (total principal vs total interest payable) is also displayed.

What are the Benefits of using Apnapaisa Personal Loan EMI Calculator?

A Personal Loan is an unsecured loan which doesn’t usually require a collateral or security for disbursal, and can be availed at short notice.

However, as with every other financial decision, a personal loan must only be taken after thoroughly evaluating all the factors that affect it. Such as your loan tenure, repayment capacity, interest rates, eligibility, and so on and so forth.

Apnapaisa Personal Loan EMI Calculator helps you calculate your Personal Loan EMI for different interest rates, principal amounts and loan tenures. As soon as you enter the variables of your Personal loan, Apnapaisa Personal Loan EMI Calculator instantly fetches you the expected EMI. It’s available 24*7 and is completely free of cost.

You can use the slider to adjust the individual variables, or input your exact numbers directly. A pie chart depicting the breakup of the total payment (total principal vs total interest payable) is also displayed, along with a loan repayment schedule table showing the payments to be made every month/year for the entire duration of your Personal Loan.

What is the EMI for 3 Lakhs Personal Loan?

You can calculate your Personal Loan EMI using Apnapaisa Personal Loan EMI Calculator. All you need to do is enter the following information in the Calculator:

  • The Personal Loan amount you wish to avail (rupees)

  • The term of your Personal Loan (months or years)

  • The rate of interest (percentage)

As you update the values, Apnapaisa Personal Loan EMI calculator will re-calculate your monthly payment (EMI) amount accordingly.

The table below provides a comparison of your Personal Loan EMI for 3 lakhs for different tenures and interest rates.

Personal Loan Amount Rate of Interest Personal Loan Tenure EMI

₹ 3,00,000 14.00% 36 months / 3 year ₹ 10253.29

₹ 3,00,000 15.00% 36 months / 3 year ₹ 10399.60

₹ 3,00,000 16.00% 36 months / 3 year ₹ 10547.11

₹ 3,00,000 18.00% 36 months / 3 year ₹ 10845.72

₹ 3,00,000 20.00% 36 months / 3 year ₹ 11149.08

[the-post-grid id="16179" title="Personal Loan emi calculator related blog"]