A personal loan is a sum of money that one borrows from a lending firm to fund their expenses, adjust their debts, or make investments. One can use a personal loan for a variety of purposes. A personal loan EMI
Use the Snowball Method to repay your debts
Popularized by finance expert Dave Ramsey, the debt snowball method is one of the effective ways to eliminate all debt and manage your finances better. This solution can be used to erase all types of credit, except mortgages. It is
How to choose an ideal credit card?
The sheer volume of credit cards makes you wonder: which are the best credit cards in India? A credit card is a handy financial tool to have at your disposal. You get access to credit, pay off debts, and there’s
Everything you need to know about Buy Now Pay Later
Rising inflation rates and the economic slowdown of Covid-19 have pushed consumers to opt for Buy Now Pay Later schemes. Buy Now Pay Later (BNPL) in India may very well be the future of lending. India saw a 21% rise
Can you change your credit card billing cycle?
Credit card billing cycles are often inconvenient. The credit card company usually has total control over the billing dates. There is very little flexibility for credit card holders here. So, you must pay your credit card bills within the given
Credit card usage: How much is too much?
Credit card usage in India spiked in 2022. The dry spell of the pandemic was over, and people were spending more. As per MoneyControl.com, India saw its highest-ever credit card spending: 1.13 lakh crore rupees. Is this number a cause
Personal Loan v/s Credit card: Which One Is For You?
There is no black-and-white answer for whether you should opt for a personal loan or apply for a credit card. It entirely depends on where you would use the finances and how soon you will repay the credit facility. A
Add on Credit Cards and its Benefits – Everything You Need to Know
Credit cards help in multiple ways. It allows you to shop big and pay in easy installments. Lending institutes also offer loans on credit cards. Companies like Cred provide attractive offers and discounts on credit card bill payments. Hence, you can meet immediate needs
5 Frequent Credit Card Issues and How to Resolve Them?
Credit cards allow users to shop now & pay later either in full or part payment. Regular credit card bill payments boost your credit score, and your eligibility for loan approval strengthens. However, credit cards are not free of flaws, and every cardholder should know them.
5 Frequent Credit Card Issues and How to Resolve Them ?
Credit cards allow users to shop now & pay later either in full or part payment. Regular credit card bill payments boost your credit score, and your eligibility for loan approval strengthens. However, credit cards are not free of flaws, and every cardholder should know them