Credit cards are a type of payment option that allows you to borrow money to make immediate purchases. When using a credit card, a borrower takes money from the credit card company and promises to repay the money with its
How to Apply for HDFC Regalia Gold Credit Card?
Credit cards are one of the best personal finance tools that help you to build a credit history and handle emergencies. Applying for a credit card can be a daunting task, especially if it’s your first time. Before investing in
How is Your Credit Card Helping You Save Money ?
Credit cards can be a useful tool to manage your finances and build your credit history. They allow individuals to make purchases without making upfront payments, instead allowing them to borrow from a lender and repay later. Due to their
A Comprehensive Guide on Contactless Credit Cards
Did you ever imagine that technology would advance so much that you would be able to make card payments without swiping or punching them? Contactless credit cards are revolutionizing India’s payment system. You can make payments without entering any PIN.
How to Use a Personal Loan EMI Calculator?
A personal loan is a sum of money that one borrows from a lending firm to fund their expenses, adjust their debts, or make investments. One can use a personal loan for a variety of purposes. A personal loan EMI
Use the Snowball Method to repay your debts
Popularized by finance expert Dave Ramsey, the debt snowball method is one of the effective ways to eliminate all debt and manage your finances better. This solution can be used to erase all types of credit, except mortgages. It is
How to choose an ideal credit card?
The sheer volume of credit cards makes you wonder: which are the best credit cards in India? A credit card is a handy financial tool to have at your disposal. You get access to credit, pay off debts, and there’s
Everything you need to know about Buy Now Pay Later
Rising inflation rates and the economic slowdown of Covid-19 have pushed consumers to opt for Buy Now Pay Later schemes. Buy Now Pay Later (BNPL) in India may very well be the future of lending. India saw a 21% rise
Can you change your credit card billing cycle?
Credit card billing cycles are often inconvenient. The credit card company usually has total control over the billing dates. There is very little flexibility for credit card holders here. So, you must pay your credit card bills within the given
Credit card usage: How much is too much?
Credit card usage in India spiked in 2022. The dry spell of the pandemic was over, and people were spending more. As per MoneyControl.com, India saw its highest-ever credit card spending: 1.13 lakh crore rupees. Is this number a cause