Wondering what to choose to finance your housing needs? You can pick between home loans as well as loans against properties. A home loan is a type of loan where a lending firm finances your new home under the condition
How to Avail Tax-Free Loan Against Property in 2023
Need a personal loan but do not have the required CIBIL score? Fret not, you can avail of a loan against your property. A loan against property (LAP) is a financing option that involves availing of a loan based on
6 Benefits of Opting for a Personal Loan Through Apnapaisa
In life, don’t we all face unexpected circumstances that need us to dip into our savings? What if we recommend a better solution to deal with your financial emergencies? Whether you want to pay for a medical emergency, finance your
9 types of short-term loans for your urgent financial needs
Short-term loans are a type of credit that is borrowed for a short period of time, usually less than a year. These loans are designed to help individuals and businesses meet their immediate financial needs. In India, there are several
How Much Money Should I Pay for My Home Loan Down Payment?
When you avail of a home loan, you have to make a certain payment upfront to secure the funds. Wondering how much you should pay for your home loan down payment? Our research suggests that ideally, you should pay 20%
Is it Important to Make a Deposit When Taking a Home Loan?

It is a popular misconception that when you avail of a home loan, the lending firms let you borrow the entire loan amount. It is not true, for lenders are allowed to finance only 80% of any property value of
How Much Money Should I Spend on EMIs?
With the increasing trend of purchasing big-ticket items like houses or cars via EMIs, it is important to evaluate how much money one should allocate toward monthly settlements. Loans are a long-term commitment, especially home loans, and the repayment tenure
Everything to Know About SBI Home Loan Calculator
Planning your finances to avail a home loan? Wondering if you can repay all the monthly EMIs on time? Use the SBI home loan EMI calculator to plan your budget. An EMI calculator does not just offer the monthly amount
What are the five main types of loans?
In India, loans are essential to the financial system, providing people with the necessary funds to fulfill their various needs. With the growth of the Indian economy, the loan market has become more diverse, offering multiple types of loans to
Should you opt for personal loan or loan against property?
Wondering which loan to choose? Confused by the large number of loan options in the market? Before choosing between personal loans or loan against property, evaluate your financial situation. Personal loans are a type of unsecured loan that can be