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Loan Details

Interest Rate

Depends on the loan amoun

Processing Fee

Depends on the loan amount

Prepayment

Charges

4 to 6%

Tenure


15 years (Maximum)

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest

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DCB Bank Business Loan
 

a. Age: Depends on Loan Criteria

b. Credit score: More than 750

c. Employment Type: Salaried/ Self-Employed

d. Minimum net income (monthly): up to 40,000/-

e. Work experience: Depends on Occupation

 


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  • Filled up DCB Bank business loan application form
  • Recent Photographs
  • ITR of previous 2 years
  • Proof of Identity
  • Proof of Residency
  • Proof of Signature Authenticity
  • Business Plan

Income/ Business related documents


  • Business plan
  • Proof of Business establishment
  • Proof of business continuity (Bank Statement, ITR, Certificate of Incorporation, Sales Tax Challan, etc.)
  • C.A. Certified Financial documents (Profit and Loss Statements, Balance Sheet, Periodic Stock, Creditor’s Statement, etc.)

Proof of Residential Address (for all borrowers)


  • Utility Bill
  • Receipt of Property Tax
  • Approved Building Plan
  • Valid Passport
  • Voter ID
  • Registered Rent Agreement

Birth Date Proof (for all borrowers)


  • Driving License
  • Valid Passport
  • Voter ID
  • Aadhar Card

Property documents (for all borrowers)


  • Registered Sale Deed
  • Lease Deed
  • Conveyance
  • Past Sale Deeds
  • Receipt of House Tax Return
  • Building Plan approved by Municipal Corporation



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The loan verification proceeds in the following stages:



  1. Complete the application and upload it on the official bank website. Sign-up with apnapaisa.com for supporting document verification.
  2. Our representative from apnapaisa.com will make a scheduled visit to collect the copies of supporting documents.
  3. The bank will scrutinize the documents and will visit the property if necessary.
  4. The loan is approved and is credited directly to your bank account. Meanwhile, you will receive a copy of the rate of interest, repayment tenure, and other details. 



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Depends on the Loan Amount