Loan Details

Interest Rate

12.72% onwards

Processing Fee

Up to 1.00%.





Maximum 15 years

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
DCB Loan Against Property Details

a. Age: Min 21 years and Max 70 years.

b. Credit score: 650 or above

c. Employment Type: Salaried or Self-employed

d. Income: 0

e. Work Experience: 3 years for salaried, 5 years for self-employed

All the applicants are required to submit the below-listed documents with Citibank -

l Filled up the DCB Loan Against Property application form

l Recent Photographs

l ITR of previous 2 years

l Proof of Identity Proof

l Proof of Residency

l Proof of Signature Authenticity

Self-employed candidates are required to submit the documents listed below along with the ones mentioned above –

l Proof of business establishment

l Address proof of Business

l Income Tax Returns

l Proof of Business continuity of the past 3 years

l Copy of bank statement of the past 180 days

l Proof of earnings of last 6 months

Salaried applicants are required to submit a copy of the following documents besides along with the ones mentioned above -

l Last 6 months of bank statement showing your income or salary details

l Copy of salary slip of the past 180 days

l Copy of all relevant documents showing ownership of property that is to be mortgaged

l Previous 2 years Form 16

l Employer’s ID

l Proof of work experience

Identity Proof (for all borrowers)

l Driving License

l Aadhar Card

l Valid Passport

l PAN Card

l Voter ID

Proof of Residential Address (for all borrowers)

l Utility Bill

l Receipt of Property Tax

l Approved Building Plan

l Valid Passport

l Voter ID

l Registered Rent Agreement

Birth Date Proof (for all borrowers)

l Driving License

l Valid Passport

l Voter ID

l Aadhar Card

Property documents (for all borrowers)

l Registered Sale Deed

l Lease Deed

l Conveyance

l Past Sale Deeds

l Receipt of House Tax Return

l Building Plan approved by Municipal Corporation

Income documents (for salaried borrowers)

l Last 6 months Pay Slip.

l Form 16 of past 2 years

l Bank statement of past 6 months showcasing EMI debit/ salary credit

The loan verification process involves:

1. Complete the application form and upload it on the official website of DCB Bank. Submit copies of all the documents needed for the application verification. It can be done by signing up on

2. Our representative will get back to you within 1 day and schedule visits for collecting the document copies.

3. The officials will verify the documents. They may visit the property if necessary.

4. After your application is approved, the loan amount will be disbursed to your account, and you will get a document containing all the related details

DCB Bank Loan Against Property starts at an interest rate from 12.72% onwards.