Loan Details

Interest Rate

Starting from 10.70% p.a. Onwards

Processing Fee






The loan period can extend up to 60 months

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
Dhanlaxmi Bank Business Loan
  • Age: Minimum of 23 years
  • Credit score: Should have a good credit history
  • Employment type: Retailers, Service Providers, Contractors, Manufacturers, Traders and Wholesalers
  • Minimum net income (monthly): Should have a regular source of income
  • Work experience: Minimum 5 years; 4 years in the current business

The loan verification proceeds in the following stages:


  • Fill the application form and upload it on the official website or wherever
    required. Attach copies of all the relevant documents. You can do it by signing
    up on
  • The customer care representatives will get back to you within 24 hours and schedule
    visits to collect document copies (in case you opt for offline submission of
  • The concerned officials verify the documents and may visit your work or home
    address; if necessary.
  • Once your application is approved, the loan amount will be disbursed to your
  • Construction Finance: 10.70% onwards
  • Working Capital Loan (Cash Credit): 10.50% onwards
  • Working Capital Loan (Packing Credit): 10.30% onwards
  • Term Loans: 10.60% onwards
  • Short Term Loans: 10.10% onwards
  • Overdraft: 10.50% onwards