Loan Details

Interest Rate

11.90% onwards.

Processing Fee

From 1% of the sanctioned limit.



2% of the disbursed limit.


From 12 months to 5 years.

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
HSBC Business Loan
  • Age: For salaried min 18 and max 65 years; for self-employed min 21 and max
    65 years
  • Credit score: 750 or above.
  • Employment: Salaried or self-employed.
  • Income: salaried, depends upon banks’s option and for self-employed, depends
    upon lender.
  • Work experience: for salaried - 6 months and self-employed - 1 year business


All the applicants are required to submit the below-listed documents with HSBC Bank -

  • Filled up HSBC Bank business loan application form
  • Recent Photographs
  • ITR of previous 2 years
  • Proof of Identity Proof
  • Proof of Residency
  • Proof of Signature Authenticity

Income/ Business related documents

  • Business plan
  • Proof of Business establishment
  • Proof of business continuity (Bank Statement, ITR, Certificate of Incorporation, Sales Tax Challan etc.)
  • C.A. Certified Financial documents (Profit and Loss Statements, Balance Sheet, Periodic Stock, Creditor’s Statement etc.)

Identity Proof (for all borrowers)

  • Driving License
  • Aadhar Card
  • Valid Passport
  • PAN Card
  • Voter ID

Proof of Residential Address (for all borrowers)

  • Utility Bill
  • Receipt of Property Tax
  • Approved Building Plan
  • Valid Passport
  • Voter ID
  • Registered Rent Agreement

Birth Date Proof (for all borrowers)

  • Driving License
  • Valid Passport
  • Voter ID
  • Aadhar Card

Property documents (for all borrowers)

  • Registered Sale Deed
  • Lease Deed
  • Conveyance
  • Past Sale Deeds
  • Receipt of House Tax Return
  • Building Plan approved by Municipal Corporation

The loan verification process involves:

  • Complete the application form and upload it on the official website. Submit copies of all the documents needed for the application verification. You can do it by signing up on
  • Our representative will get back to you within 1 day and schedule visits for collecting the document copies.
  • The officials will verify the documents. They may visit the property if necessary.
  • Lastly, your application is approved, then the loan amount will be credited to your account, and you will get a copy containing all the details of loan interest and others.

HSBC Bank provides business loans at an interest rate of 11.90% onwards.