Loan Details

Interest Rate

8.10% onwards

Processing Fee

Up to 1%

Prepayment

Charges

2% of loan amount + GST

Tenure

Up to 30 years

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
ICICI Bank Home Loan

The tenure of the home loan is computed based on the
current age and the age of retirement of the loan application that is 21 to 60
years

The tenure of the home loan is computed based on the current age and the age of retirement of the loan application that is 21 to 60 years

For Indian Resident -



  • Identity proof - Aadhaar card/Voter ID/ passport/ PAN card/ Driving license (A copy is also required of any one of these ID proofs)



  • Residence proof - Aadhaar card/Voter ID/ passport/ Driving license/Electricity or telephone or gas or water bill (A copy is also required of any one of these ID proofs)



  • Photograph



  • Proof of income - Last 3 month’s salary slip/ last 6 months bank statement of the bank where salary is credited/ Income tax returns/ Form 16

For NRIs -


  • Identity proof - Aadhaar card/passport/Driving license/ Voter ID/PAN card/ OCI (if applicable)
  • Residence proof - Aadhaar card/passport/ Voter ID/ Driving license/OCI card(if applicable)/ Electricity or water bill/ postpaid mobile bill/ Property tax receipt/ Sale agreement/ Rent/lease agreement
  • Photograph
  • Overseas residence proof - Passport/ Rent agreement/ Driving license/ National ID with address
  • Income proof - Last 3 month salary slip/ Bank account/ Foreign bank statement
  • Other eligibility - Credit report scores with qualification proof


If you are an existing customer, you will need to -


  • Verify your account details
  • Check offers
  • Make payment
  • Get a letter of sanction


  1. The interest rate of ICICI Bank starts from 6.80% p.a and differs for different schemes.

Home improvement loan - 8.55 to9.50%

Rural housing loan - 8.65 to 9.95%

Step up home loan - 8.55 to 9.50%

Home extension loan - 8.55 to 9.50%