- Eligibility Factors
- Documents Required
- Loan Verification Process
- Rate of Interest
21 -65 years
b. Credit Score
Minimum 650 CIBIL score
c. Employment Type
Salaried and self-employed professionals
d. Minimum net income (monthly)
e. Work experience
Salaried employees – 2 years
Self-employed – Business stability of 3 years
A. Application form duly signed
B. Proof of Identity – Aadhaar card/PAN card/Voter ID/Passport/Driving License
C. Proof of Address – Registered Rent Agreement/Passport/Electricity Bill (not beyond 3 months old)
D. Processing fee cheque
E. Passport size photograph of the applicant
F. Original copy of property documents - Sale deed/Transfer of ownership/Katha, Possession Certificate, Receipt of Land Tax Payment, and NOC from builder or Housing Society.
One can apply for Indiabulls Home Loan through Apnapaisa.com. The loan amount is sanctioned after verifying the requirement, repayment capability, and value of the property.
Indiabulls offers two options - fixed interest rate and floating interest rate. The interest rate of Indiabulls Home Loans starts at 8.65% per annum. The final interest rate depends on various parameters: job profile, loan amount, credit score, property type, etc.