Indiabulls Home Loan

Interest Rate

7.65% Onwards

Processing Fee

Up to 1.5% of the loan amount (excluding GST)





Up to 30 years

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
Indiabulls Home Loan

a.  Age  

21 -65 years

b. Credit Score

Minimum 650 CIBIL score

c.  Employment Type

      Salaried and self-employed professionals

d.  Minimum net income (monthly)

INR 15,000

e.  Work experience

Salaried employees – 2 years

Self-employed – Business stability of 3 years

A.     Application form duly signed

B.     Proof of Identity – Aadhaar card/PAN card/Voter ID/Passport/Driving License

C.     Proof of Address – Registered Rent Agreement/Passport/Electricity Bill (not beyond 3 months old)

D.    Processing fee cheque

E.     Passport size photograph of the applicant

F.      Original copy of property documents - Sale deed/Transfer of ownership/Katha, Possession Certificate, Receipt of Land Tax Payment, and NOC from builder or Housing Society.

One can apply for Indiabulls Home Loan through The loan amount is sanctioned after verifying the requirement, repayment capability, and value of the property. 

Indiabulls offers two options - fixed interest rate and floating interest rate. The interest rate of Indiabulls Home Loans starts at 8.65% per annum. The final interest rate depends on various parameters: job profile, loan amount, credit score, property type, etc.