Loan Details

Interest Rate

10.50% onwards

Processing Fee

Up to 1.25% of the Loan Amount



Zero charges for floating rate loans


Up to 15-30 years

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
Indiabulls Loan Against Property

a. Age


Salaried individuals aged 23-65 years can apply for the loan
Indiabulls Loan Against Property. However, for self-employed individuals, the
age limit is 23-70 years.


b. Credit score


650 and above


c. Employment type


Small and middle businesses people, self-employed
professionals, partnership firms, closely or privately-owned companies are
eligible for Indiabulls loan against property.


d. Minimum net income (monthly)


Salaried and self-employed individuals with a monthly income
of INR 0 monthly can apply for Indiabulls loan against property.


e. Work experience


Indiabulls check whether the applicant is self-employed or
salaried to know about the years of work experience. It is to confirm the
applicant’s income and job stability. Indiabulls requires minimum income history
and job stability of over 0 years for both self-employed and salaried


· Completed Indiabulls Loan Against Property application form

· Passport Size Photos- 2

· Proof of Identity - PAN, Passport, Voter ID, or Driving License

· Proof of Residential Address - Registered Rent Agreement, Leave and License, Passport, or 3 months old Utility Bill

· Proof of Business - service tax registration or VAT, Company incorporation details, or address proof of business, or partnership deed copy.

· Proof of Income - Payslip (up to 6 months), Form 16 (up to 2 years, bank statement of past 6 months showing EMI debit and salary credit

. Copy of Registered Lease Deed, Sale Deed, or Conveyance Deed

· Fill up the Indiabulls Loan Against Property form. It can be downloaded online or arranged from the nearest Indiabulls branch.

· Provide all the relevant information and accept the terms and conditions

· Submit your application along with a self-attested copy/scanned copy of all the necessary documents.

· Submit the form documents either online or at the nearest Indiabulls office.

· Once the application is submitted, the concerned officials’ review and verify the application and documents and approve or reject it accordingly.

Loan Amount

Indiabulls Loan Against Property Floating Rates

Up to INR 20 Lakh


INR 20 Lakh - INR 25 Lakh


INR 25 Lakh - INR 1 Cr


Above INR 1 Cr