Loan Details

Interest Rate

16.00% onwards

Processing Fee

Upto 2.00%





2 to 7 years

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
Kotak Mahindra Bank Business Loan
  • Age: 25 years - 65 years



  • Credit Score: N.A.



  • Employment Type: Self Employed



  • Minimum Turnover: Rs.40 lakhs



  • Business Stability: Minimum 1 year of generating profits and 3 years of
    being in business



  • Other requirements: The applicant must be a Private Ltd. Company/
    Partnership Firm/ Sole Proprietor/ LLP/ Trust of a business in Trading/
    Manufacturing/ Services 


  • Identity Proof: PAN, Aadhaar, Passport, Driving Licence, or Voter ID Card.
  • Residence Proof: Leave and Licence Agreement, Passport, or Utility Bill.
  • Ownership Proof: Utility Bill, Agreement Copy, Municipal tax bill, Maintenance bill with the Share Certificate, or the Share Certificate.
  • Continuity Proof: Service Registrations, Tax Registrations, Shop and Establishment certificate
  • GST Registration Certificate/ Partnership Deed/ MOA
  • The Latest Tax Audit Report
  • Latest 6 months’ bank statement.

The process of loan verification takes place in the following steps.

  • Fill the application form for Kotak Mahindra Bank business loan and upload it with the required documents.

  • The bank verifies the documents to check the eligibility of the application.

  • On approval, the loan amount is immediately disbursed into the bank account of the applicant.

Kotak Mahindra Bank offers Business Loans at competitive interest rates from 16% depending on different factors as listed below.

  • CIBIL Score
  • Loan amount
  • Years of business experience
  • Monthly revenue