tata-capital-personal-loan

• Age: 22-58 Years

• Credit score: 750 & above

• Employment Type: Salaried or Self-employed

• Minimum income per month: Rs. 15,000

• Work experience: At least a year

• Any government-recognised Photo Identity Proof.
• Proof of income, i.e., copy of salary account statements for the last 6 months.
• Residence proof – Electricity Bill, Ration Card, Passport, Telephone Bill, etc.
• Salary slips for the last 3 months.
• Experience certificate for last 1 year of continuous working.

Once you submit the personal loan application form, the process of verification will include the following steps:

• After the successful submission of the application, Tata Capital’s representatives will schedule the pickup of your documents related to address proof, Know-Your-Customer (KYC), proof of identity, work experience, and others.
• Afterwards, the verification process will start.
• Upon successful authentication, the borrower will get another call to give consent for the amount disbursal.
• If everything goes smoothly, the loan will be disbursed within 48 hours.

• Home Renovation Loan: 10.99% p.a. onwards
• Wedding Loan: 10.99% p.a. onwards
• Medical Loan: 10.99% p.a. onwards
• Travel Loan: 10.99% p.a. onwards
• Overdraft Loan: 13.50% p.a. onwards