ubi-home-loan

a. Age - Minimum - 21 years; Maximum - 70 years

b. Credit score - Minimum 650

c. Employment type - salaried employees, self-employed individuals,
professionals, business people, staff members, farmers

For salaried borrowers:

●      Application form with the borrower's latest photograph

●      KYC documents of the borrower

●      Title Deed of the property

●      Bank statement of 6 months before the date of application

●      Salary slip of 3 months before the date of application

●      Form 16

●      Income Tax Returns of the last few years

For self-employed borrowers:

●      Application form with the borrower's latest photographs

●      KYC documents of the borrower

●      Title Deed of the property

●      Income Tax Returns of the last few years

●      Bank statements of 12 months before the date of application

●      LLP Agreement, Partnership Deed, MoA, or AoA of the business

●      Address proof of the business

●      Financial statements of the business

1.     Choose the home loan that you want and fill the online application form available at Apnapaisa.com.

2.      Submit the application form, and the lender/lender representative will call you. Mention your loan requirements and verify them.

3.     Schedule the pick-up of your documents at a convenient time and from a convenient location.

4.     Once your documents are picked up, they would be verified.

5.     Once the documents are verified, the loan would be approved and sanctioned to your bank account.

The loan verification proceeds in the following stages:

1. Fill the application form and upload it on the official website or wherever required. Submit copies of all the relevant documents required for application verification. It can be quickly done by signing up on Apnapaisa.com.

2. One of our customer care representatives will get back to you within 24 hours and schedule visits for collecting document copies (in case you chose offline submission of documents).

3. The concerned officials will verify the documents and the details there. They may visit the property if necessary.

4. Once your application is approved, the loan amount will be disbursed to your account, and you will get a copy of the duly signed loan agreement containing details of loan interest, tenure, loan amount, charges, and penalties.