Loan Details

Interest Rate

7.35% onwards

Processing Fee

Upto 0.35%





Up to 30 years

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
Oriental Bank of Commerce Home Loan

Age –

Minimum application age – 18

Maximum repayment age – 75 years (60
for non-pensionable salaried applicants)

Credit score –

CIBIL score of applicant considered


Application, income proof, identity proof, address proof, proof of business existence, bank statement, photo, title clearance report.

Loan verified based on income, eligibility, CIBIL score, Loan to Value and documents submitted.

Employment type

Available to salaried, self-employed, professionals, businessmen, farmers, NRIs and PIOs.

Minimum net income (monthly)

60 times of gross monthly income offered as a loan to a salaried person, 40 times in case of businessmen.

Work experience

2-3 years of permanent employment in case of a salaried individual. 3 years in case of business and profession.

Specified minimum and maximum RBLR and subject to CIBIL score, LTV and loan tenure. Presently the rate of interest is reported to start from 8.65% per annum.