Loan Details

Interest Rate

9% onwards

Processing Fee

Up to 3 % of Loan amount + applicable taxes





up to 30 years

  • Eligibility Factors
  • Documents Required
  • Loan Verification Process
  • Rate of Interest
Piramal Home Loan Details

a. Age: 18 - 70 years

b. Credit score: minimum 650 and

c. Employment Type: Salaried or
self-employed individuals

d.Minimum net income (monthly): Rs.

e. Work experience: 2 years (minimum) for
salaried employees 

   5 years for self-employed individuals (for business stability)

The following documents and supporting documents are required to apply for an SBI home loan:

  • Employer ID card
  • Loan application duly filled, processed, and completed
  • Any 1 identity proof
  • Any 1 address proof
  • Property papers
  • 6-month account statements for all bank accounts
  • Income proof for salaried applicant / co-applicant / guarantor
  • Income proof for non-salaried / co-applicant-guarantor

The loan verification process for a Piramal
home loan is simple:

  1. The application can be made online or by visiting the nearest
  2. A representative will collect the filled application and other
    mandatory documents
  3. Background checks and verification are conducted regarding home
    and professional information
  4. If any of the requirements are not met, the loan is denied at
    this stage
  5. If all the requirements are met, the bank sends a letter
    mentioning the loan interest rate and tenure fixed by them


Starting from 9%.